Been eyeing the Cipriani building? Well, unless you have at least a million and a half to spend, according to Fortune, you can eye the construction workers instead.

Fortune reports that a 900 sq ft 1-bedroom costs $1.4 million, but comes with super elite amenities and, of course, massive bragging rights.

One downside to Cipriani: Wall St. might be desolate at night, but the restaurant is always holding special events. One day last summer there was a full blown gospel choir perched on the Cipriani balcony, blasting away at around 8pm. I’m sure the building is luxe, but luxe enough to block that out?

I checked out a place at the Crest (63 Wall) back during last summer. I only saw one oddly shaped 2-bedroom and it was going for around $3,500. The living room and kitchen were nice. One bedroom was nicely sized, with a bathroom attached, but the other one was a weird triangle. It was the only two-BR available at the time (or so they said) and I was viewing it with two other contenders. Overall my impression of the building was that it not really special in any way.

If you want the inside scoop on the Crest, check out Curbed’s and the Crest Tenants Association, which maintains its own message board.

What else is around there? Fortune also reports that a Hermes store is opening up at 15 Broad (like, wow that will REALLY improve the quality of life) and also mentions the BMW store, which is right next to the Crest. That store is super sad. No one is ever inside, excepting the salesmen, of course. The only person that comes close is the crazy lady who’s always sitting on the ledge outside. They are right, however, about the fact that Fresh Direct won’t deliver there. That’s a major no against relocating to 5 minutes from work. What they really need is a Whole Foods…

My impression of the neighborhood during the workday: it’s not as homogenous – in terms of people or general feel – as you would think. The area is a collision of bankers, newly relocated rich people incongruously taking their dogs for a shit at 9am, tourists, Chinese people, government workers, admin types, construction workers and film crews. And it’s not all gleaming, sterile high rises (which is definitely more Midtown). Wall St. is definitely more like Boston – old town – that anywhere else in New York. There’s Wall St. itself, which is usually more of a carnival than anything, because of the tourists clustering around the exchange. “Fulton St. Mall” and the Fulton Street area is a shock of unexpected skeeziness and sewer steam. And there are unrivaled food carts.

The Wall Street area is also filled with lots of public spaces and parks, like the bike/jogging path that goes all the way around to the West Side, Bowling Green and Battery Park. The Chase plaza has several nice shaded outdoor eating areas, and there’s a quiet square off Water for that desperately needed alone time. There used to be a large concrete grazing area by Ground Zero, but that’s under construction, now.

Another nice outdoor area is in the shadows of 85 Broad, where you’ve got the cobblestone alley behind Pearl Street with the famed downtown bar, Ulysses. It’s quite pleasant during the day, when the little alley is sunny and jammed with frolicking office workers. Not sure what this looks like during the weekend, though.

In the desolate weekends, you can always resort to the area around South Street Seaport and the pier, which, yes, is a tourist destination, but is also not a bad place to do your mall shopping (J. Crew, Gap, etc). And the stores around there are open during the weekends because of the tourist crowds.

Other places to shop: Century 21, (but that’s strictly for weekdays), J&R by City Hall Park and the Strand Annex on Fulton (open on till 8pm on weekends). What a selection!