“$500k” Gold Digger Gets Slammed
By BankersBall on Oct 3, 2007 in Emails & Diversions, Girlfriend!
Note to all girls out there looking for/dating wealthy men: continue pretending you like them for who they are, not what they’re worth. We were forwarded an ad that appeared on CL by a proclaimed hot, young thing looking for a “middle class” guy that makes at least $500k. Below is the ad and the reply. Anon writer, claim your kudos!
Frankly I think the poster was doing a bit of trolling. And who wants to bet she got some serious responses?
—————————————————————————–
THE AD
What am I doing wrong?
Okay, I’m tired of beating around the bush. I’m a beautiful
(spectacularly beautiful) 25 year old girl. I’m articulate and classy.
I’m not from New York . I’m looking to get married to a guy who makes at
least half a million a year. I know how that sounds, but keep in mind
that a million a year is middle class in New York City , so I don’t think
I’m overreaching at all.
Are there any guys who make 500K or more on this board? Any wives? Could
you send me some tips? I dated a business man who makes average around
200 - 250. But that’s where I seem to hit a roadblock. 250,000 won’t get
me to central park west. I know a woman in my yoga class who was married
to an investment banker and lives in Tribeca, and she’s not as pretty as
I am, nor is she a great genius. So what is she doing right? How do I
get to her level?
Here are my questions specifically:
- Where do you single rich men hang out? Give me specifics- bars,
restaurants, gyms
-What are you looking for in a mate? Be honest guys, you won’t hurt my
feelings
-Is there an age range I should be targeting (I’m 25)?
- Why are some of the women living lavish lifestyles on the upper east
side so plain? I’ve seen really ‘plain jane’ boring types who have
nothing to offer married to incredibly wealthy guys. I’ve seen drop dead
gorgeous girls in singles bars in the east village. What’s the story
there?
- Jobs I should look out for? Everyone knows - lawyer, investment
banker, doctor. How much do those guys really make? And where do they
hang out? Where do the hedge fund guys hang out?
- How you decide marriage vs. just a girlfriend? I am looking for
MARRIAGE ONLY
Please hold your insults - I’m putting myself out there in an honest
way. Most beautiful women are superficial; at least I’m being up front
about it. I wouldn’t be searching for these kind of guys if I wasn’t
able to match them - in looks, culture, sophistication, and keeping a
nice home and hearth.
—————————————————————————–
THE RESPONSE
PostingID: 432279810
Dear Pers-431649184:
I read your posting with great interest and have thought meaningfully
about your dilemma. I offer the following analysis of your predicament.
Firstly, I’m not wasting your time, I qualify as a guy who fits your
bill; that is I make more than $500K per year. That said here’s how I
see it.
Your offer, from the prospective of a guy like me, is plain and simple a
cr@ppy business deal. Here’s why. Cutting through all the B.S., what you
suggest is a simple trade: you bring your looks to the party and I bring
my money. Fine, simple. But here’s the rub, your looks will fade and my
money will likely continue into perpetuity…in fact, it is very likely
that my income increases but it is an absolute certainty that you won’t
be getting any more beautiful!
So, in economic terms you are a depreciating asset and I am an earning
asset. Not only are you a depreciating asset, your depreciation
accelerates! Let me explain, you’re 25 now and will likely stay pretty
hot for the next 5 years, but less so each year. Then the fade begins in
earnest. By 35 stick a fork in you!
So in Wall Street terms, we would call you a trading position, not a buy
and hold…hence the rub…marriage. It doesn’t make good business sense
to “buy you” (which is what you’re asking) so I’d rather lease. In case
you think I’m being cruel, I would say the following. If my money were
to go away, so would you, so when your beauty fades I need an out. It’s
as simple as that. So a deal that makes sense is dating, not marriage.
Separately, I was taught early in my career about efficient markets. So,
I wonder why a girl as “articulate, classy and spectacularly beautiful”
as you has been unable to find your sugar daddy. I find it hard to
believe that if you are as gorgeous as you say you are that the $500K
hasn’t found you, if not only for a tryout.
By the way, you could always find a way to make your own money and then
we wouldn’t need to have this difficult conversation.
With all that said, I must say you’re going about it the right way.
Classic “pump and dump.”
I hope this is helpful, and if you want to enter into some sort of
lease, let me know.


On Oct 3, 2007, Phil Collins said:
Completely owned. The guy is Brian Wilhite at Nollenberger Capital Partners.
Here’s another url:
http://forums.nasioc.com/forums/showpost.php?p=19579315
On Oct 3, 2007, TijuanaTornado said:
This email was making the rounds today like crazy. I got it three times from 3 different friends, one even lives out of town.
On Oct 3, 2007, BankersBall said:
Well if the above link is to be believed, Mr Wilhite is in SF.
On Oct 4, 2007, Bravo1 said:
Here here to the responder. And he didn’t even mention the 50% annuity she gets when they get a divorce 3 years later. A gold digger like that would definitely not sign any pre-nups. DEFINTELY LEASE!
On Oct 4, 2007, ceoandpresident said:
I think that guy was just the first to copy it off craigs list… but its so funny because it is true
On Oct 4, 2007, Anon said:
Brilliant analysis. Simple and to the point. I cannot really imagine why anyone gets married in the first place, but if you really must, marry a girl with max exposure. 35 and up, preferably not divorced. This way, what you see is what you get.
On Oct 4, 2007, Michel Mainardi said:
Heyzeus! Greasey Gold Diggers are awesome. Baaaaaaaaaaaaaam!
On Oct 4, 2007, David said:
Hmmm….the e-mail I got it forwarded from had a consultant at Bain as the original.
On Oct 4, 2007, Rod said:
If you asked me I would say she could be a suitable “daytrade” material - I would always have her as an oversold stock.
On Oct 4, 2007, David Urman said:
I too think the analysis was ‘ right on ‘. However, I think it was a bit verbose and it could have been done in far fewer words. Just as brevity is the soul of wit, the soul of the analysis of this young woman could have been much shorter.
May I suggest a reply?
” CUNT ! ”
LMAO
On Oct 4, 2007, Lumbergh said:
Yeah marriage is an outdated institution that is out of touch with human nature (monogamy is NOT natural human behavior but a social construct). Also, successful men always get the short end of the stick in this deal, i.e. marrying someone who only likes you for your money, losing half your hard-earned assets in the divorce, getting cheated on while you work impossibly long hours, losing any sexual interest in your aging wife.
On Oct 4, 2007, Sr. Excel monkey said:
BAAAAHAHAHA
On Oct 5, 2007, InvetmentLady said:
Funny when I read this all I could think about was the fact that a female would write something like this. It makes me feel as if in these modern days woman still seem to think they “need” a wealthy man to have a secure future. I have been raised by all independent women who hold prestigious positions, VP’s, another Col. in the Army, CEO’s, and Manager in many Brokerage firms. I thank them everyday for the values they instilled in me to look beyond a man and find my own wealth, happiness, and love and never to settle.
I applaud the gentleman who responded. I must say I giggled at how well you handled yourself in the response and to be honest had I been the female who wrote this, I would be ashamed because an educated woman should want to find a match to compliment her not to care for her or bring her down. Kudos on the response!
On Oct 5, 2007, Anonymous said:
the original poster actually posted it on craiglist SF and NYC and replaced “central park west” with “marina/pac heights”, but forgot to take out “east village” in the SF post. what a douche.
On Oct 5, 2007, misskitsch said:
Glorious response! While theoretically I subscribe to the Polonius treatment of brevity, I openly embrace and support well thought-out analysis demonstrated in the response! The postings made it to the legal community in Ireland by 14:00 GMT by the way!
On Oct 7, 2007, Bob said:
If it flys, floats, or f**ks, RENT!
On Oct 8, 2007, Clarence said:
The guy writes well. However he must have an awful bunch of hags in his neighborhood. I married a young lady who was considered knock-out good looking, and she remained beautiful, so that young men turned their heads, well into her 50’s.
On Oct 8, 2007, Nadia said:
That is a classic response. I too, cannot believe the audacity of this girl. Is she real?
On Oct 8, 2007, BigLaw said:
This was a hysterical and well thought out response. This woman deserved it.
On Oct 9, 2007, Crown said:
My philosophy for years, though the male author still has some to learn.
While his description of “leasing” is certainly more attractive than “buying”, still a more enticing opportunity is the “Rental”.
Think about it, when you really want a good time you go on vacation and when you’re on vacation you do not buy a car nor do you lease a
car. Instead, you rent it for a day, week or maybe even a
month. And when you drop it off you don’t clean it and
often times you leave it with a full tank. You do not
care who was in the car before you and you do not
care who uses it after you.
And the next time you rent you will get the latest
model.
On Oct 10, 2007, Kozzie said:
No to be outdone by the comments to date. Needless to say the Renters and Leasors will be lonely one day as the rest will have been sold!
Boo hoo, long hours, stressful job and then to come home alone after you missed the boat due to ego and ignorance!
On Oct 10, 2007, Aussie Bankers said:
Hi, Couple of boys from Oz. We make $250 each so wondering if we could enter into a joint lease. Will pay for flights so head down under. Will consider extending lease if you suck good cock. With the Aussie dollar strengthening against the greenback we could be making $600 soon.
On Oct 11, 2007, Maverick said:
Forget the buying and leasing argument… I say why buy a cow when you can get free milk!!!
On Oct 11, 2007, DesRes said:
Very very funny. This is doing rounds across the pond now, as I am in London. What a sad portrayal of the modern society, where men and women have become nothing more than commodities and if you live in a big metropolis, like London or NYC, it’s even more evident. It’s all about what you have and who you know, otherwise you are not deemed as a desirable partner. Guys, don’t be so hypocritical. You marry those gold digging bitches, who have no other career in sight, than living off your Black AMEX and spending their days with their personal fitness instructor, personal nutritionist, re-arranging flowers in your upper east side apartments, organising charity events, which are nothing more than ‘my plastic surgeon is better than yours’ competition. When you are faced with a girl like myself, maybe not stunning model, but pretty enough, intelligent, healthily confident, with her own career, you feel erm…intimidated. Helloo? I bet that the guy who wrote it is married or will marry a gold digger. The only difference will be, that she will be clever enough to appear to have a career, erm…fashion PR or working in an art gallery (read: ladies in waiting for a rich guy), her colourist on speed dial, so you think she really is blonde, and doing her bit for a charity (read: showing she can be compassionate), who will give you a couple of beautiful kids, and organise dinner parties in your manicured des res (read: create a perfect networking opportunities for you and your career, so you can continue to provide).
As for cheating? Women will do it at some point, when they realise that the money that short, fat and balding rich guy gives her is no substitute for real love, and so she will shag that poor 10-years younger fledgling artist. Men will cheat with a 10-year younger copy of the girl they married, because they can and because they will want to re-confirm their attractiveness.
So, my advice to that girl is - you want a rich guy, then move to the best apartment in the poshest part of town you can afford, get a ‘career’ and for God’s sake don’t be so obvious. There are thousands of loaded guys out there, with an ego size of a globe, who say they want an idealistic, non-materialistic, loving, warm girl for a wife, when what they go for is a well, concealed gold digging trophy girl.
I in the meantime will happily continue avoiding them and draw happiness from my own success. And if I meet a guy who isn’t intimidated by a girl like me, I will ask him if he doesn’t mind cloning himself for a whole world of women like me out there.
On Oct 11, 2007, Euro said:
Incredible what she writes, and funny what he responds, but I quite agree with DesRes: Just don’t lie to yourself! I think men are looking for beautiful women even more than women are looking for wealthy men, because women understood (or at least start to understand) that they can earn their life very well on their own! But for a guy, earning 500k ($, £ or €, whatever…) and not even having a beautiful girl seems un-imaginable as I don’t very often see rich guys with not-so-beautiful women… Thus men seem to accept to have somebody in their life (and you only have one!) who doesn’t really love them just for responding to social obligation, so just don’t complain that there are women who understood the “market” and respond with an “offer”… But keep in mind that girls are not all like this…
On Oct 11, 2007, anoyomous said:
That is all to funny, this email will be all round the world i live in nz and everyone i no has read it, Good on the guy nice response.
the lady is making the women look bad as we are not all like that.!!!
On Oct 11, 2007, Philo said:
All she has to offer is her looks, and her other “qualities” are big put offs. Hmm a bad deal indeed.
On Oct 12, 2007, Eric said:
We need a picture of this goldigger. She should come forward. This is her path to fame.
On Oct 12, 2007, Taylor said:
I wonder if this is the same guy: http://64.233.169.104/search?q=cache:EaNvcwVl6DIJ:abclocal.go.com/kgo/story%3Fsection%3Dlocal%26id%3D3987523+%22Brian+Wilhite%22&hl=en&ct=clnk&cd=2&gl=us&client=firefox-a
On Oct 18, 2007, James said:
Well this has now reached Adelaide in South Australia. Our Premier (think Mayor you Yanks)has a base salary of $250000 - so send this bird down here and she can be Head of State - although perhaps she will be refferred to as “Gives Head” of State
On Oct 29, 2007, Bee said:
I dont see what all the bruhaha is about. The girl was simply being frank about what she wants, we should be tooting our horns for her honesty. Moreover, its good for people to experience things first hand. I dated a high ranking investment banker for 2 years and even with all the money, I was not happy in the relationship, and so ended it. Maybe this girl will get a rich man and because she’ll only be dating him for his money, she wouldnt be happy in the relationship and realise money really can’t buy you happiness. PS. if you’re the guy taking her up on her offer, ensure you have a tight pre nup.
Bee
On Nov 1, 2007, Paul said:
Wouldn`t you all feel very sheepish after getting your knikkers in a tangle if the intelligent guy who wrote the response was also the “Golddigger”that first posted the ad,just to get you all going to make you all aware that the world is full of this type of Sofa-Lofa and self indulgent blood sucker.
Just watch the square box,(No pun intended),and watch Oprah`s shows and advertisements for weight loss,boob enhancement,fashion,and celebrity hoo hah and you will see what I mean.
Cheers,Paul.
On Nov 6, 2007, Pam said:
For goodness sake woman, get a career, enjoy life with good friends and look for a man who has PASSION for you! Money does not do it.
On Nov 8, 2007, RichBich said:
Anyone who says money can’t make you happy, doesn’t have any.
On Nov 10, 2007, E said:
Money can’t buy you happiness, as that comes from within oneself. What ever happened to just wanting a good guy who is there for you no matter what? Someone you can share a wonderful life with, regardless of the amount of money he makes.
As you can tell, I’m no gold digger. I make my own money and live rather comfortably on it. Am I happy though? Yes! and that’s with or without someone in my life.
On Nov 29, 2007, Dino said:
My friends girlfriend did something similar a couple of months back in London and he is still with her.
On Nov 29, 2007, Dino said:
My friend’s girlfriend did something more stupid a couple of months back in London and he is still with her. He claims that he loves her. She actually agreed to sleep with a stranger for GBP4,000.00, not knowing she was being set up by him.
On Nov 30, 2007, Lumbergh said:
haha…society is such a mess. How is that not exactly like prostitution? Come to think of it, how do you differentiate marriage and prostitution in most cases? They both imply the same social contract i.e. “I give you cash & goods, you provide me with…err…intimate services.”
On Dec 6, 2007, Anonymous said:
What ever happened to marrying for love? Westerners are so twisted.
The way I’ve always seen it was that the man was responsible for getting the money and the woman was supposed to look after the home and the children.
Not lifetime prostitution to a single partner. You people, both men and women, are so twisted.
On Dec 14, 2007, Breeze said:
I want a rich boyfriend. any takers?
On Dec 14, 2007, Breeze said:
I want a rich boyfriend. any takers? I’m fit
On Dec 30, 2007, heelsyeah said:
Actually she came up with a response too and someone responded back. No joke. She claims to have a trader bf now.
On Jan 10, 2008, Anonymous said:
Having money isnt everything. Ive been dating an I-banker, and let me tell you, it isnt all its cracked up to be. Working and traveling all the time, he barely has any time for me whatsoever. For a gold digger, this is a perfect situation. Hand over the money and drop into town every so often, so I can keep up my end of the deal. I know how these things work, I have friends like that, and like some ppl have already mentioned, a lot of girls are like that, just not so forward. As for me, I have my own career, and dont need a man’s money.
On Jan 17, 2008, Anonymous said:
Apparently this was her response, taken from http://www.craigslist.org/about/best/nyc/445962092.html
To the gentleman who called me a depreciating asset
Dear Sir,
I must confess that I was somewhat taken aback upon reading your email. Indeed, it has taken some time for me to sufficiently recuperate from my surprise. Lest your confidence quickly inflate for little reason (as we know is the predisposition for Wall St. types), allow me to hasten to reassure you that the source of my surprise was neither your candor nor the accuracy of your perception. Indeed, it is your “claimed” success in light of your poor grasp of economics which has me baffled. If the standards required to meet with financial success on Wall St. have sunk so low, perhaps I should indeed “make my own money”, except for the fact that the effort/reward ratio is far too high for my liking - especially when so many of your ilk have displayed a far more cogent grasp of market realities than you have.
By now you are likely scratching your ever-vanishing hairline in confusion, so allow me to elaborate, dear man. To build some credibility I will tell you a bit more about yourself. Though you did not mention the details of your occupation, it is clear that you are an investment banker and not a trader, as any good trader would understand that human courtships are based upon a semi-efficient open market, and not an investment banking cartel. However, your inability to grasp the realities of the dating market is not surprising, given that you have successfully employed the tools of collusion and market manipulation rather that true acumen in your supposed wealth generation.
If your grasp of finance were not a minority partner with your ego, you would realize that the “outflows” associated with my depreciating “assets” are quite certain, and therefore subject to a low discount rate when determining their present value. In addition, though your concept of economics evidentially failed to move past the 1950s, advancement in plastic surgery is not subject to the same limitation. Thus, with some additional capital expenditure, the overall lifetime of “outflows” generated by these assets is greatly increased. Sad that Ashton Kutcher has demonstrated understanding of the female asset class which you, in all of your financial “wisdom”, have not.
You, on the other hand, are, given the uncertainty of the Wall St. job market, more of an inflation-indexed junk bond with an underwater nested call option. Though you may argue that you are more of an equity investment, my monetary minimums required from you do not change, and if you are unable to pay them, I will liquidate you without the benefit of a chapter 11, just as you would me.
Because your outflows are so much more uncertain with respect to mine, I require additional compensation in the form of a underwater nested call option on your future assets. I say underwater because, even taking into account the value of your junk bond coupon payment to me, the value of my “outflow” is in excess of the market price of your equity (which is quite low due to its riskiness associated with your poor grasp of finance and my existing claim upon your junk bond coupon).
I must thank you though for raising the question, despite the reputation cost of subjecting your weak logic to such widespread scrutiny. This took either considerable courage or ignorance on your part- and we’ll give you the benefit of doubt, just this once. My current boyfriend (a trader who lives in Central Park West, of course) and I thoroughly enjoyed discussing your response and we wish you the best of luck in your unhappy pursuit of that elusive market inefficiency.
On Feb 27, 2008, womenarestupid said:
the post above is moronic. it doesn’t even mean anything.
On Mar 12, 2008, smiley said:
I think the whole thing was written by a man. Poor thing, obviously been burnt.
On Mar 23, 2008, misogynistlol said:
i am a woman, and recently turned misogynist. i am ashamed of my gender.
is it so hard to move past the 50s and make your own money? wow, we’ve regressed.
On Apr 1, 2008, Breeze said:
I so want a rich boyfriend, any takers?? I am extremely goodlooking and public school and Cambridge educated.
On Jun 9, 2008, Russkiy_Bear said:
That was great.
Perfectly written, I can only imagine the posters facial expression!
On Jul 22, 2008, AJ said:
i’ll marry you, leave me your number
On Jul 23, 2008, IronCladPrenup said:
I personally am of the opinion that if you’re a supercilious cunt, you should be paying the poor sod who walks down the aisle and says “I do” for merely tolerating your presence.